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PostInsurance premiums can be expensive, but there are several ways to save money. If you’ve recently moved, then you know that your zip code plays a vital role in setting rates. It tells insurance companies what the crime and claims rates are in your area. So they have an idea of the risk they face...
Insurance premiums can be expensive, but there are several w...
PostCan you have car insurance in two different states? When life takes you to several different states within the course of a year, making sure you have the right car insurance to protect you in the event of a theft or accident can be confusing. Traveling itself can be stressful; tack on a sudden accident...
Can you have car insurance in two different states? When lif...
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PostOwning your car has its perks, but it also has some financial drawbacks. You’ll have to pay for the vehicle and related expenses that your parents used to pay for. We’re frequently asked, “If I buy a car, can my parents insure it?” Luckily, you may be able to get cheap car insurance under your...
Owning your car has its perks, but it also has some financia...
PostWhen you get a visa to work or study in the United States, it’s important to find out the steps that you have to take to get properly licensed to drive a car. Some of the college areas and metropolitan areas around the country have excellent walking paths and public transportation systems, but that doesn’t...
When you get a visa to work or study in the United States, i...
PostWhen you finally become a vehicle owner you need to be sure that you’re ready to buy auto insurance. Securing coverage is one of the things that you can’t put off or you’ll be at risk of losing your vehicle and other assets in just the blink of an eye. A responsible driver is going...
When you finally become a vehicle owner you need to be sure ...
PostAs a consumer, it’s important to build a good reputation by paying your auto insurance bills on time. If you’re paying for a service or you’re financing a product, failing to make the agreed-upon payments by the due date could have a serious effect on your creditworthiness. Can I get car insurance if I owe...
As a consumer, it’s important to build a good reputati...
PostLending money to people can be risky. Finance companies that offer auto loan products do stand the chance to make huge profits off of each loan, but that only happens when the borrowers pay their bills on time and satisfy the terms of the loan agreement. Unfortunately, there will always be borrowers who don’t satisfy...
Lending money to people can be risky. Finance companies that...
PostIn certain situations, it is necessary to write a formal letter to your auto insurance company to get the settlement of your claim that you think you deserve. One of these situations includes appealing an adverse decision about a claim that you have filed and have not yet received a reasonable settlement for. As unfortunate...
In certain situations, it is necessary to write a formal let...
PostIf you’re applying for a car loan, the lender is going to ask you for your physical address. While it might not seem like something that will make or break your auto loan application, to the lender, having the borrower’s physical address is a must. In fact, many auto insurance lenders will only approve applications...
If you’re applying for a car loan, the lender is going to ...
PostAuto insurance is a contract that you can pay for monthly, quarterly, or semi-annually. If you pay off your car insurance early, the more likely they are to give you discounts. In the case of payment plans, a payment plan with fewer payments helps customers avoid extra administrative charges. This is true for many auto...
Auto insurance is a contract that you can pay for monthly, q...
PostComprehensive insurance is helpful coverage for vehicles that you own in the event that one of them becomes damaged by something other than an accident with another car. While every auto insurance policy has its own specific terms of coverage, a good way to conceptualize comprehensive auto insurance is that it is used to cover...
Comprehensive insurance is helpful coverage for vehicles tha...
PostThere are a variety of ways that you can pay your car insurance premium. Each car insurance company will have a different procedure for how payments can be made. If you have a question about what forms of payment are acceptable for your premium, it is best to call your insurer. They’ll be able to...
There are a variety of ways that you can pay your car insura...
PostAuto insurance companies are in business to make money. You’re not going to see any non-profit insurers advertising their services because the entire purpose of starting and running an insurance company is to profit off of the premiums that are collected. Every time that a client files a claim, that claim costs the insurance company...
Auto insurance companies are in business to make money. You�...
PostPurchasing insurance coverage for multiple vehicles under one policy is nothing new. A lot of customers take advantage of the benefits that come with sharing a policy. However, each insurance provider has different rules and stipulations that go along with multi-vehicle policies, some of which may not work for your needs. So a word of...
Purchasing insurance coverage for multiple vehicles under on...
PostMaintaining active car insurance is essential in complying with all state laws as a driver. The penalties for not complying with this can be steep, but it is not difficult at all to find out whether your auto insurance policy is active or if you need to immediately seek out car insurance coverage. Knowing what is good car insurance coverage and...
Maintaining active car insurance is essential in complying w...
PostCar insurance is one of those unique products that you buy, and you don’t ever want to use it. Since the financial contract is only designed to really benefit you after you experience an accident or another type of catastrophic event, it’s a product that you file away and hope not to use for the...
Car insurance is one of those unique products that you buy, ...
PostThere’s a huge misconception that auto insurance is a one-size-fits-all type of financial product. While it is certainly a product that most people need and want, some vehicle owners need more coverage than others. It’s up to you as a consumer to decide if you need a basic policy or a high level of protection...
There’s a huge misconception that auto insurance is a ...
PostIf you have a blemished driving record, you may be worried about how it will affect your auto insurance premiums and how long it will stay on your record. An insurance company does tend to take your driving history as well as your credit score into account when setting you up with a policy. High-risk...
If you have a blemished driving record, you may be worried a...
PostThere is probably no chance that you would ever be required to take a drug test in order to get a car insurance policy. If you are taking out a health or life insurance policy, this may be a different story because having blood work done is a very typical requirement for those types of...
There is probably no chance that you would ever be required ...
PostWhen it comes to DUI accidents and getting your car repaired, it depends on your insurance carrier and whether or not you were the one intoxicated at the time of the accident. If you were not the DUI driver, the other driver’s insurance company should pay for the expenses you incurred as a direct result...
When it comes to DUI accidents and getting your car repaired...
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